REI Lending
Custom-Tailored Hard Money Loan Programs
Fix & Flip
We offer financing to cover the acquisition and construction costs of your upcoming investment property. Whether you're doing a condo conversion, a complete gut renovation, or just cosmetic repairs, we typically cover 100% of construction expenses. Fix and Flip loans feature "interest-only" monthly payments until the property is sold or refinanced. This allows you to reduce out-of-pocket costs for your next project.
Acquisition-Only
We can finance up to 75% of the purchase price for your next investment property. This loan is dedicated to acquisition, allowing you the flexibility to handle and manage the construction process independently. With the ability to close within 48 hours of a clear title, we provide the speed necessary to capitalize on your next investment opportunity.
Rental
Are you looking to grow your rental portfolio? Our Rental loan program allows you to acquire buy-and-hold investment properties with no seasoning period required. We provide competitive rates, more flexible credit requirements than traditional banks, and free underwriting. Contact us today for your dedicated loan officer's complimentary, no-obligation loan breakdown.
Cash-Out Refinancing
We can fund your next deal or business-related investment by leveraging an existing investment asset. You are not required to hold the asset free and clear. Our cash-out refinancing loans enable you to tap into your equity to pursue new opportunities and grow your business.
Bridge Financing
Looking for short-term funding for your next project? We can assist you in quickly acquiring a property before you secure a longer-term financing solution for your project. By "bridging the gap" between acquisition and permanent financing, we offer the flexibility to act swiftly on new opportunities. Standard bridge loan terms typically range from 6 to 12 months
Refinancing
We offer financing to help you pay off your current loan. Many clients refinance with us due to our more favorable terms or lower rates than their existing lenders. If your current loan is too costly or needs to be aligned with your specific needs, we provide the funding necessary for your success.
Transactional Funding
Is property wholesaling your preferred investment strategy? With no money down, we offer fast funding to help you acquire and assign a property to a third-party buyer. Known as a “double close,” this method allows you to expand your network and generate profits without the need to manage a property renovation.
New Construction
We're ready to assist if you're a developer seeking financing for your upcoming new construction project. We provide new construction loans to acquire and develop shovel-ready sites and tear-down properties. Each loan is tailored to fit your specific needs as a developer and the overall scope of your project. Contact us today to discuss your subsequent development.